If you need to file an insurance claim, you might be feeling overwhelmed or even downright confused. This process can be a bit daunting, especially if you’ve never had to go through it before. To help you get through the process without losing your mind, here are four must-know insurance claim tips.
The more pictures and receipts you have to present with your case, the better off you’ll be. It’s much better to have too many photos than not enough and then end up getting paid less than what you’re owed.
[pullquote]Before doing any repairs or cleanup, make sure you take plenty of photos.[/pullquote]
Expect to quickly become inundated with piles of paperwork regarding your homeowner or business insurance claim. To help you stay organized and on the ball, get yourself a three-ring binder and dedicate it to your claim.
Even if you’re working with a friendly representative from your insurance company, don’t feel pressured to sign any documents without talking to your attorney or public adjuster first. This can help you avoid insurance scams and other pitfalls after a major disaster.
The insurance claims process doesn’t have to feel like pulling teeth. When you hire a public adjuster, you get an experienced professional who is not affiliated with your insurance company on your side. He or she can help you through completing and filing your paperwork to get a speedier resolution.
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