CASE STUDIES

Public Adjuster Negotiates a $291,000 Increase for Water Damage Claim in Miami

+ $291,000 INCREASE

A plumbing leak inside the home of a Grammy Award-winning music producer caused extensive water damage throughout the home. After the initial site visit, the insurance company adjuster determined that there was no withstanding damage to the tile floors in the main living area or to the subfloors upstairs.

The homeowner was offered a $55,000 settlement for his claim for water damage. He realized that the settlement offer was not enough to replace the damaged floors, interior fixtures and personal property items.

Insurance Claim Consultants was hired to preform moisture testing and public adjusting services on behalf of the insured. The thermographic testing conducted by our public adjuster showed that moisture from the plumbing leak had penetrated throughout many areas of the house. We were able to locate additional hidden damage during the dry-out and remediation.

Several personal property items the insurance adjuster priced to be “cleaned” or “restored” in fact needed to be replaced. Our public adjuster’s investigation documented a total of $346,000 in water damages to the interior of the home and personal property items. After back-and-forth negotiations, the insurance company agreed to pay$346,000 – a figure we felt reflected the true value of all the damages for the claim.

At our firm, we leverage decades of public adjusting expertise and state-of-the-art infrared and thermal imaging equipment to obtain the most accurate water damage claim settlement. Often times, insurance adjusters unjustly underpay and deny water damage claims. It’s your right to have your claim assessed, adjusted and settled. We can help.

You don’t have to let your insurance company dictate the pace and outcome of your insurance claim. Get a FREE and Immediate Claim Evaluation