When Does It Make Sense to Hire a Public Adjuster?

January 31, 2018 By admin No comments yet

insurance claim costs Whether you’re up against storm, fire or water damage, filing an insurance claim can be a headache if you go it alone. Instead, you might want to look into the pros and cons of hiring a public adjuster to help you file your claim.

If you find yourself in any of these situations, working with a public adjuster could be the way to go.

You’re Pressed for Time

Documenting your damages, keeping track of paperwork and communication logs and preparing and filing your insurance claim can take a lot of time. If you’re already busy as it is, not to mention the fact that you’re now faced with arranging repairs, hiring a public adjuster can help to take the added stress and work off your plate.

You Have Questions about Your Insurance Policy

Let’s face it—insurance policies can be downright confusing. If you don’t quite understand yours, don’t try to struggle through it on your own. A public adjuster can help you read the fine print and make sure that you get money you’re owed on everything that’s covered in your policy.

You Have Extensive Damage

[pullquote]Never sign anything without speaking to your public adjuster or lawyer first, especially after a natural disaster.[/pullquote]

After a major storm like Hurricane Irma or another natural disaster, it’s probably in your best interest to contact a public adjuster as soon as possible. Insurance fraud scams tend to run rampant during times of crises, plus, insurance companies are swamped and could try to cut corners.

Your Claim Is Taking Too Long

An insurance claim shouldn’t take more than about 60 days to reach a settlement. If yours is taking too long, contact a public adjuster to figure out what could be holding up the claim.