Get Your Settlement Expedited. Call 800-572-7914
Hurricane Ian Insurance Claim
Hurricane Ian Insurance Claim Adjuster
Insurance Claim Consultants 800-572-7914
Hurricane Ian caused massive property damage in Ft. Meyers and the surrounding areas and has already wreaked havoc on property owners. Similarly, the scale of damage has caused a massive increase of insurance claims. Moreover, all these factors make the claims process slow, confusing and overwhelming to policyholders. A trusted public adjuster can ensure that your Hurricane Ian insurance claim for damage is afforded detail required for a quick and accurate settlement. After all, resuming normal life can prove to be difficult with looming hurricane claim.
Insurance Claim Consultants has been a loyal and powerful partner for victims of every major tropical storm or hurricane to hit Florida since the early 1990s. These include Hurricane Sally, and former storms, Sandy, Katrina, Andrew, Hugo, Ike, Irma and Opal. Our hurricane claim adjuster team, public adjusters and property damage appraisers have a history of going to bat for the policyholder. This means working far above the insurance companies’ first offers.
Hurricanes Ian Insurance Claim Tips
It can take weeks or even months for a claim adjuster to evaluate your Hurricane Ian insurance claim. Above all, if you’re not yet ready to hire a public adjuster, utilize these tips can help you keep your claim on track:
- Request a certified copy of your insurance policy from your agent or broker immediately.
- Compile your own detailed inventory of any and all affected contents. Include age, brand, quantity, purchase price and, if possible, a link to a similar product.
- Control your personal property. Don’t allow a restoration company to remove your contents for any reason. This includes for disposal or restoration. Wait until you have met with your insurance company’s adjuster, AND a trusted public adjuster.
- Mitigate any ongoing damage to your property. Put a tarp over a damaged roof and board up damaged windows.
- Obtain at least three independent damage estimates to gauge the actual cost of rebuilding or restoring your property.
- Never sign a “for insurance proceeds” contract with a general contractor.
- Wait to start the rebuilding process until you know all of your rights and options for a settlement.
- Document every point of communication with your insurance company. This includes all calls, emails and text messages.
- Demand an explanation from your insurance company adjuster if your hurricane claim has not been settled within 60 days.
- Seek to uncover all benefits your policy affords. Consult with a trusted public adjuster. Most people are entitled to collect up to 35 percent in additional coverage above their policy limits for a hurricane damage claim.
|
What Ron Says About Hurricane Claims:
|
 Ronald Delo “High winds combined with low barometric pressure can create micro-fractures within the building’s external envelope such as in the roof, walls, doors, and windows. Even if no damage is immediately evident, these micro-fractures allow water to penetrate the building’s frame, potentially causing mold growth later on. An experienced public adjuster- and insurance company adjusters- should utilize roofing and infrared technology to properly investigate and document hard to find hurricane damage. ” |
Hurricane, Water or Flood Damage?
An experienced public insurance adjuster has the resources necessary to document the types of damage that can accompany hurricane events. Storm surge, wind-driven rain, tornado damage, water damage and flood damage can all occur during a hurricane. In most cases, floods caused by storm surges or overflowing rivers aren’t covered by standard insurance. However, water damage resulting from high winds, such as rain entering though a damaged window, typically do qualify as covered damage.
For instance, improper documentation of the different types of damage is a common reasons why a hurricane claim is underpaid or denied. This was the case for thousands of our clients from Hurricane Katrina and Ike. To tackle these issues for our clients, we assembled teams of public adjusters, hurricane adjusters, engineers and other claim consultants. After that, our experts properly differentiated the damages which resulted in significantly higher hurricane settlements on our clients’ behalf.
Know Your Rights
It’s important to know your rights as a policyholder. Always consult with an experienced public adjuster if you think your Hurricane Ida hurricane claim is not progressing. In addition, a public adjuster should be consulted if you’ve received a low settlement, or you are otherwise unhappy with your insurance company.
How to Select the Best Public Adjuster
As with most professions, nothing is as valuable as experience. This is especially true when selecting a public adjuster. Remember, insurance claims for hurricane damage can be complex. Therefore, here are some questions to ask a potential public adjuster:
- How long have you been licensed as a public adjuster?
- How many hurricane claims have you estimated and adjusted?
- Have you worked any claims with my insurance company? How many?
- Are you a member of any public adjuster industry affiliations?
- Do you work fulltime as a public adjuster?
- Where is your local and corporate office located?
- Have you been doing business as a public adjuster in my city? If so, how long?
- Will other people be working on my claim? What are their qualifications?
- How frequently can I expect to receive updates about my claim?
- Do you have a list of past clients I can contact?
- Here are additional Hurricane insurance claim tips
Hurricane Ian Damage? Our Team is Here to Help
In conclusion, you have options. Even if your hurricane Ian claim has been delayed, underpaid or denied by insurance, you can still receive a larger hurricane claim settlement.
At Insurance Claim Consultants, we can help you get your claim settlement to where you need it to be. Our services are free of charge if we can’t win you a larger settlement. It’s that simple. Contact us today to get started.
Telephone No.(800) 572-7914
SERVICES
CLAIM TYPES
Industry Affiliation
Advertisements
This advertisement is made under the public adjuster licensure of Ronald F. Delo Florida License Number: A065774
